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Urgent care, ER, or walk-in clinic?

Urgent care is for same-day problems that aren't life-threatening — minor cuts and sprains, fevers, sore throats, UTIs, simple fractures. A basic visit typically costs $100–$250 without insurance, versus an average ER bill of roughly $2,600. Go to the ER for chest pain, stroke signs, severe trouble breathing, or heavy bleeding. Retail walk-in clinics(inside pharmacies) handle the mildest cases, usually with nurse practitioners.